Bank interest rates today 3/8/2026: LPBank unexpectedly raises rates sharply from the start of August

Bank interest rates today 3/8/2026: LPBank unexpectedly raises rates sharply from the start of August

Ha Linh Monday, 03/08/2026 - 14:00

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Bank interest rates today 3/8/2026 recorded a notable development as LPBank became the first bank to raise deposit rates in August.

RELATED NEWS

The new rate schedule applied by Loc Phat Vietnam Commercial Joint Stock Bank takes effect today, with upward adjustments across a range of terms from 1 month to 25 months.

According to the newly updated online deposit rate schedule, short-term rates at LPBank edged up 0.1 percentage point. Specifically, rates for the 1-2 month terms were raised to 4.7%/year. The 3-5 month terms also increased correspondingly to 4.75%/year, reaching the deposit rate ceiling under current regulations.

More notably, LPBank's new rate level has surpassed the 7%/year mark right from the 6-month term. For the 6-25 month term group, the bank simultaneously added 0.3 percentage point, creating a clear shift in the medium- and long-term deposit segment.

Bank interest rate schedule today 3/8/2026

BANK

3 MONTHS

6 MONTHS

9 MONTHS

12 MONTHS

18 MONTHS

AGRIBANK

4.75

6.6

6.6

6.8

6.8

BIDV

4.75

6.6

6.6

6.8

6.8

VIETINBANK

4.75

6.6

6.6

6.8

6.8

VIETCOMBANK

4.75

6.6

6.6

6.8

6.8

ABBANK

4

6.25

6.25

6.25

5.8

ACB

4.75

7.6

7.7

7.8

BAC A BANK

4.75

7.05

7.05

7.1

6.95

BAOVIETBANK

4.75

6.4

6.4

6.5

6.5

BVBANK

4.75

6.7

6.7

6.9

6.7

EXIMBANK

4.7

5.4

5.4

5.3

5.3

GPBANK

3.7

5.25

5.35

5.55

5.55

HDBANK

4.3

5

4.8

5.3

5.6

KIENLONGBANK

4.2

5.5

5.2

5.5

5.15

LPBANK

4.75

7.1

7.1

7.3

7.25

MB

4.7

5.8

5.8

6.35

6.35

MBV

4.75

7

7

7

7

MSB

4.75

6.3

6.3

6.8

6.6

NAM A BANK

4.75

6.4

6.6

6.6

6.9

NCB

4.75

6.2

6.2

6.4

6.7

OCB

4.75

6.6

6.6

6.6

6.8

PGBANK

4.75

6.6

6.6

7

6.8

PVCOMBANK

4.75

5.3

5.3

5.6

6.3

SACOMBANK

4.5

6.4

6.4

6.6

6.6

SAIGONBANK

4.75

6.9

6.7

7.2

7

SCB

1.9

2.9

2.9

3.7

3.9

SEABANK

4.45

4.95

5.15

5.3

5.75

SHB

4.65

6.2

6.4

6.5

6.6

TECHCOMBANK

4.65

6.55

6.55

6.75

5.85

TPBANK

4.75

6.05

6.05

6.25

6.25

VCBNEO

4.75

7

7

7

7

VIB

4.45

5.7

5.8

7

5.9

VIET A BANK

4.75

6

6

6.1

6.2

VIETBANK

4.6

5.9

6

6.1

6.4

VIKKI BANK

4.7

6

6

6.1

6.1

VPBANK

4.65

6

6

6

6

Interest rates at some notable banks

LPBank interest rates today

After the adjustment, LPBank's online savings rates for the 6-11 month terms rose to 7.1%/year. The 12-month term was raised to 7.3%/year, while the 13-18 month term group applies a rate of 7.25%/year. For longer terms, from 19-25 months, the bank continues to list a high rate of 7.3%/year.

Not only online, LPBank also simultaneously raised over-the-counter deposit rates, applicable to both ordinary and priority customers.

Term

VND

3 months

4.75

6 months

7.1

9 months

7.1

12 months

7.3

18 months

7.25

Source: LPBank

For ordinary customers making over-the-counter deposits, rates for the 6-25 month terms rose by about 0.3-0.4 percentage point. After the adjustment, the highest rate for this customer group is 6.9%/year for the 24-25 month term. The 15-18 month terms apply a rate of 6.8%/year, the 12-13 month term reaches 6.7%/year, and the 6-11 month group stands at 6.5%/year.

For priority customers, LPBank also raised rates by about 0.3-0.4 percentage point. In particular, for the Diamond-tier customer group, the highest listed deposit rates are 6.4%/year for the 6-11 month term, 6.5%/year for the 12-month term, 6.6%/year for the 13-month term, 6.7%/year for the 15-18 month term and 6.8%/year for the 24-25 month term.

Agribank interest rates today

Entering the new month, Agribank's interest rates continue to remain stable for individual customers. The Vietnam Bank for Agriculture and Rural Development is currently applying a deposit rate framework of 2.6-6.0%/year.

Specifically, in the short-term group, 1-month deposits are listed at 2.6%/year, while the 3-month term stands at 2.9%/year.

Source: Agribank

For the medium-term group, Agribank continues to apply the same rate of 4.0%/year for both 6-month and 9-month deposits.

For longer terms, customers with 12-month savings enjoy a rate of 5.9%/year. The highest rate in Agribank's current schedule is 6.0%/year, applied to the 24-month term.

Vietcombank interest rates today

Entering early August, Vietcombank continues to maintain a stable deposit rate schedule. Both the over-the-counter and online deposit channels of the Joint Stock Commercial Bank for Foreign Trade of Vietnam have yet to record new adjustments, with a rate range of 2.1-6.0%/year.

Over-the-counter savings rates

At the direct transaction channel, Vietcombank is applying deposit rates of 2.1-6.0%/year for the surveyed terms.

Specifically, 1-month deposits are listed at 2.1%/year, while the 3-month term carries a rate of 2.4%/year.

Source: Vietcombank

For the medium-term group, Vietcombank applies the same rate of 3.5%/year for both 6-month and 9-month deposits.

For longer terms, the 12-month rate is maintained at 5.9%/year. The highest rate in the over-the-counter schedule is currently 6.0%/year, applied to the 24-month term.

Online savings rates

On the online deposit channel, Vietcombank continues to maintain a stable rate schedule, ranging from 2.1-6.0%/year.

Online rates currently show no difference from the over-the-counter channel. Specifically, 1-month deposits apply a rate of 2.1%/year, while the 3-month term enjoys 2.4%/year.

Source: Vietcombank

For the medium-term group, 6-month and 9-month deposits are both listed by Vietcombank at 3.5%/year.

For long terms, customers with 12-month online savings enjoy a rate of 5.9%/year. Meanwhile, the 24-month term continues to maintain the highest rate in the online schedule, reaching 6.0%/year.

BIDV interest rates today

BIDV interest rates today continue to remain stable. The Joint Stock Commercial Bank for Investment and Development of Vietnam currently lists savings rates for individual customers in the range of 2.1-6.0%/year.

Specifically, 1-month deposits apply a rate of 2.1%/year. For the 3-month term, the rate rises to 2.4%/year.

Source: BIDV

For the medium-term group, BIDV likewise lists a rate of 3.5%/year for both 6-month and 9-month deposits.

For longer terms, customers with 12-month savings enjoy a rate of 5.9%/year. The highest rate in BIDV's current schedule is 6.0%/year, applied to the 24-month term.

VietinBank interest rates today

In line with the stable trend of the state-owned bank group, VietinBank continues to keep its deposit rate schedule unchanged for individual customers. The Vietnam Joint Stock Commercial Bank for Industry and Trade is currently applying a rate framework of 2.1-6.0%/year.

Specifically, 1-month deposits are listed at 2.1%/year. For the 3-month term, customers enjoy a rate of 2.4%/year.

Source: Vietinbank

For the medium-term group, VietinBank applies the same rate of 3.5%/year for both 6-month and 9-month deposits.

For long terms, the 12-month deposit rate is currently maintained at 5.9%/year. The 24-month term continues to be the highest rate in VietinBank's schedule, reaching 6.0%/year.

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Source: TheLeader — theleader.vn. This article is republished to share knowledge with the community of founders and investors in the HCM VIF ecosystem.